More and more today business owners are quickly understanding that integral to their company’s success is to have great business credit. Business credit has the power to help firms expand their operations and grow their prosperity, many business owners are late to realize that the time to establish business credit is BEFORE the urgent need for funding arises.
Business credit building and establishing company credit scores requires strategic planning, not all vendors or creditors report to the business credit bureaus. Owners who take the necessary steps to establish their company, can limit personal liability and damage to personal credit, while at the same time availing the company to much more funding options than can be obtained through personal credit options typically available.

FACTORS THAT DETERMINE BUSINESS CREDIT SCORES

The following factors may be used to calculate business credit scores. Each scoring model is different, though, so some of these factors may not carry much weight, or may not be used at all.

● Payment history
● Age of credit history
● Debt and debt usage
● Industry risk
● Company size

By far, the most important factor when it comes to business credit scores is payment history. Housemen Investments understands these factors in a company’s pursuit of business funding. That is why Husemen has developed a program to aid in the strengthening of your company’s business profile. Our program helps:

● Setup your business to meet lender and credit issuer credibility standards to get automated approvals
● Setup and activate your credit profile with Dun & Bradstreet, Experian, and Equifax Commercial and get your free D-U-N-S number (which is essential to building great business credit)
● Get initial trade credit to build your business credit reports with no personal credit check
● Get business credit without a consumer credit check or personal guarantee

Types of Credit We Help You Access:

● Store business credit with many major national retailers
● Fleet credit for fuel and auto vehicle repairs for your primary vehicle, and a fleet of commercial vehicles
● Cash credit including Visa and MasterCard accounts you can use in most locations worldwide
● Auto vehicle financing to purchase or lease your primary vehicle or a fleet of vehicles, in your business name

Talk to Housemen Investments in order to obtain the greatest access to real usable, no-personal-guarantee credit through our Housement Credit Builder Program.